Eligibility Criteria

Everyone who meet the five basic criteria below are eligible for business loan.

• Nationality should be Indian.
• Minimum age: 24 years and Maximum age: 70 years
• Business vintage should be 1 year or above.
• CIBIL score should be 750 or above.
• Business must be profitable for the past 2 years.
• Additional criteria: The applicant must own a residence, shop, office or godown.

Documents required

• Below are the documents required for completing your application process
• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
• Proof of business ownership (Trade license/ITR/Establishment/Sales tax certificate).
• Income proof (ITRs and computation/ balance sheet (audited by a registered CA)/ P/L.
• Profit/Loss statement for the past two years).
• Last 6 months bank statement.